About NexTier Funding

NexTier Funding exists to answer one question honestly: what funding can your business actually get, and what will it really cost? Small-business financing is full of products that look similar and price wildly differently. We explain each one in plain English — including the expensive ones lenders prefer not to translate into APR — and connect you with a funding partner when you're ready.

Who we are

Toyosi, Founder, NexTier Funding. Toyosi founded NexTier Funding to make small-business financing understandable before owners commit to it. Every guide on this site is written to answer the question a business owner actually asked, with the costs stated plainly — including the products that are expensive.

How we make money

We're an independent, advertising-supported comparison service. When you apply for funding through links on this site, the funding provider may pay us a referral fee. That fee never changes what we publish — see our affiliate disclosure and editorial policy.

What we are not

We are not a lender, loan broker, or financial advisor. We don't make credit decisions, and nothing on this site is financial, legal, or tax advice. Approval and terms are determined solely by lenders.

Contact

Email: contact@nextierfunding.com